{"id":10,"date":"2020-09-16T04:00:00","date_gmt":"2020-09-16T10:00:00","guid":{"rendered":"https:\/\/www.accesslegacyinsurancegroup.com\/blog\/?p=10"},"modified":"2020-09-16T10:48:45","modified_gmt":"2020-09-16T16:48:45","slug":"understanding-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.accesslegacyinsurancegroup.com\/blog\/understanding-commercial-insurance\/","title":{"rendered":"Understanding Commercial Insurance"},"content":{"rendered":"<p>Owning a business can bring you a unique sense of pride and accomplishment. However, along with this comes a great deal of responsibility. You have invested a lot of time and money into your business. You will want to protect that investment in the best way possible. At Access Legacy Insurance Group, serving Brooklyn, NY, we take your insurance education seriously. Keep reading to find out what you need to know about commercial insurance.<\/p>\n<h2><strong>What is Commercial Insurance?<\/strong><\/h2>\n<p>Commercial insurance is a suite of insurance products that are designed for the business owner. There are many different aspects of your business that can pose potential threats to your company&#8217;s financial stability. Without proper insurance in place, any of these factors could cause economic vulnerability. Having the appropriate insurance in place will ensure that you are protected against these risks.&nbsp;<\/p>\n<h3><strong>What Does Commercial Insurance Cover?<\/strong><\/h3>\n<p>Commercial insurance can be customized to suit the particular needs of your business. In general, though, commercial insurance will cover the following areas.&nbsp;<\/p>\n<ul>\n<li><strong>Property Damage<\/strong>: If you operate a brick and mortar business location, property damage coverage is an essential part of your financial plan. If your place of business is damaged or lost due to fire, natural disaster, or burglary, commercial insurance will kick in to help pay for the losses. This is necessary for your business to start back up again following a disaster.&nbsp;<\/li>\n<li><strong>Auto Insurance<\/strong>: Commercial auto insurance acts similarly to regular auto insurance in that it will protect the vehicles and drivers you use to operate your business.&nbsp;<\/li>\n<li><strong>Liability<\/strong>: Liability coverage is essential if someone is injured at your business, an employee is injured at work or if someone is injured because of your goods or services. Liability insurance will help pay for medical bills or legal fees associated with the incident.&nbsp;<\/li>\n<\/ul>\n<p>If you would like to learn more about commercial insurance, please contact our staff at Access Legacy Insurance Group, serving Brooklyn, NY.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a business can bring you a unique sense of pride and accomplishment. However, along with this comes a great deal of responsibility. You have invested a lot of time and money into your business. You will want to protect that investment in the best way possible. At Access Legacy Insurance Group, serving Brooklyn, NY, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[10,9],"class_list":["post-10","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-access-legacy-insurance-group","tag-brooklyn-ny"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Owning a business can bring you a unique sense of pride and accomplishment. However, along with this comes a great deal of responsibility. You have invested a lot of time and money into your business. You will want to protect that investment in the best way possible. 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