502 Gravesend Neck Road
Brooklyn, NY 11223
New York, New Jersey, and Florida can be amazing places to run a business. There are opportunities unique to the area that doesn’t exist anywhere else in the world. Before you can enjoy all of those opportunities and advantages, you need to meet your insurance requirements. At Access Legacy Insurance Group, we provide the full scope of insurance necessary for any business. It can be categorized as commercial insurance, and it comes primarily in three forms.
Every business needs liability protection. Accidents can happen anywhere, and businesses are responsible for the safety of workers and customers on their premises. One of the three major components of commercial insurance is a liability. It’s important to protect your business from lawsuits that involve your property and operations.
Most businesses have to maintain some assets in order to function. Whether it's supply, stock, real estate, or otherwise, if something happens to your business property, you need an insurance policy that can help you recoup losses and get back to work. Commercial property insurance is designed for this exact purpose and can keep you from folding when bad things happen.
Any company vehicle needs a commercial policy. While it works in ways similar to any auto insurance, the nature of being business-owned changes the rules. The vehicles need their own liability and personal injury coverage that is distinct from the other aspects of your commercial policy. In New York, the minimum coverage is $25,000 per person for bodily injury and $50,000 per accident. The state also requires $50,000 per person and $100,000 per accident for death and $10,000 per accident for property damage.
Access Legacy Insurance Group can help you plan every component of your commercial policy. For businesses in New York, New Jersey, and Florida, we want to be the only resource you need for great and affordable coverage that takes care of all of your needs. Call us today to explore your options.
While our offices are located in Brooklyn, NY & Toms River, NJ, we serve clients all across New York, New Jersey, and Florida.