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Brooklyn, NY 11223

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How Workers Compensation Insurance Works

If you have questions about worker’s compensation for your Brooklyn, NY firm, we at Access Legacy Insurance Group can help you to understand these options better.

Employers Pay for the Policy 

Anybody who hires an extensive range of employees must pay for compensation insurance. If they don’t, they’re likely to get various assessed fines that will be much more than the insurance cost. 

Policies Protect Against Injuries 

High-quality workers compensation policies will pay for an employee’s injuries if they’re suffered at work. In addition, they help to support them financially and give them medical treatment as well. 

Coverage Helps Employers 

Employees who get compensation benefits will be able to pay medical bills and recover from injuries. Then, they can get back to work, benefiting the employer by minimizing retraining needs. 

Decreases the Need for Lawsuits 

Employers may find themselves in a serious lawsuit if they don’t have compensation insurance. However, with it, they can use these payments to keep their employees happy and secure. 

Injury Coverage Varies 

Your policy will cover things like carpal tunnel syndrome, slips, and falls, injuries while driving for work, physical injuries caused at work, and serious physical damage caused by working conditions. 

Policies Don’t Cover Some Situations 

If employees hurt themselves deliberately to get coverage, broke the law when getting hurt, or were not on the job at the time, they will not get covered by this type of insurance. 

Even Independent Contractors May Get Help 

Depending on where you live, independent contractors who get injured due to their work duties may be able to get some type of worker’s compensation coverage. 

Get Great Coverage Today 

Please call us at Access Legacy Insurance Group near Brooklyn, NY, to get worker’s compensation insurance. You’ll never regret this intelligent decision.

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