It’s common knowledge that renters need insurance to protect their belongings. In the case of theft or other problems, you want insurance to help you replace or repair things that are important to you. Good coverage can make or break you when bad times come.
But some people move around often for any number of reasons. Do you still need renter’s insurance if you never stay in the same Brooklyn, NY, home for very long?
Access Legacy Insurance Group is here to help you understand this circumstance and how to best care for yourself.
Renters Insurance for Short Stays?
The short answer is yes. If you keep anything in your rented residence that is hard to replace, you want to insure it. Remember that this can even include your car parked outside (depending on the policy).
So, why wouldn’t you cover your valuables? Even if you’re on a short lease or have to move somewhat frequently, you want the best coverage you can get.
What Is Short-Term?
At what point is renting short-term? Typically, any stay that you expect to be six months or less is short-term. Snowbirds who typically spend half the year in one part of the country and the other half in another state often fit this category. You can find rental insurance that suits this lifestyle and keeps you adequately protected.
When you explore rental policies for shorter stays, you’ll need to have a conversation with your Access Legacy Insurance Group representative. Many variables can impact your coverage, rates, deductibles, and more. You’ll want to know exactly what you’re getting into, whether you spend all of your time in Brooklyn, NY, or not.
