When most people think of workers’ compensation, they picture physical injuries, like a fall, a back strain, or a slip on a wet floor. But what happens when the injury isn’t visible? At Access Legacy Insurance Group in Brooklyn, NY, we understand that mental health matters just as much as physical well-being, especially when it comes to the workplace.
Recognizing the Emotional Side of Workplace Injuries
Work can be stressful. Deadlines, high-pressure environments, and workplace conflicts can take a serious toll on mental health. In some cases, employees may develop anxiety, depression, or other mental health conditions that are directly related to their job. Workers’ compensation laws are slowly evolving to recognize psychological injuries, but these claims aren’t always straightforward.
Unlike traditional injury claims, psychological or stress-related cases often require clear documentation and strong medical evidence. It’s not just about feeling stressed; it must be proven that the mental health issue is directly tied to the work environment or a specific incident at work.
Key Information for Employers and Employees
Each state has its own rules about what qualifies as a valid workers’ compensation claim for psychological workers. In some areas, mental health claims must be linked to a traumatic event on the job. In others, chronic stress over time may be considered. This is why it’s so important to work with an insurance provider who understands the nuances of local regulations.
At Access Legacy Insurance Group in Brooklyn, NY, we help businesses navigate the complexities of workers’ compensation, including supporting mental health claims. If you’re unsure whether you’re adequately covered or want to review your current policy, reach out to our team today. We’re here to help you protect your people, both mind and body.
